Gilpin Mortgage

Information may not be reliable

9/28/2010 - Here is a great article about things every 1st time buyer should know. Heating, pluming and much more...
8/10/2010 - Are you considering refinancing or purchasing a home? If so here is an article which may help to improve your credit score which will make obtaining a mortgage that much easier.
8/5/2010 - Know your options to avoid foreclosure. If you are struggling with your mortgage payments or facing foreclosure, you may feel overwhelmed and frustrated. Many homeowners simply don’t know what to do or where to go for assistance, and they feel too helpless to take action.
5/17/2010 - Members of the military and certain other federal employees serving outside the U.S. have an extra year to buy a principal residence in the U.S. and qualify for the credit. Thus, an eligible taxpayer must buy, or enter into a binding contract to buy, a principal residence on or before April 30, 2011. If a binding contract is... Read More
4/23/2010 - An interesting article was published today at Mortgage News Daily on mortgage compliance. Mortgage News Daily is read by a number of mortgage insiders. The article gives an insight into what is going on in the mortgage industry that is having an effect on you, the mortgage consumer. Article Summary
4/13/2010 - When shopping for a mortgage your credit score is important. Knowing how your credit score is calculated and what you can do to improve it are the first steps to improve your credit score. Here is a great video titled 5 Tips to Improve Your Credit Score courtesy of Morniningstar.com

Welcome to Gilpin Mortgage
Welcome to Gilpin Mortgage, the largest and most successful independent mortgage lender in Delaware. Gilpin Mortgage is proud to have provided excellence in mortgage financing in Delaware, Pennsylvania and Maryland since 1941. We're your neighbor in Delaware. We also provide home financing in Cecil County, Maryland and Chester and Delaware County, Pennsylvania. We are one of Delaware's leading lenders for the Delaware State Housing Authority first-time home buyer program, FHA and VA mortgage loans as well as conventional and jumbo loans. When you are ready to purchase or refinance a home in Delaware, Maryland, or Pennsylvania Gilpin Mortgage can help. We're Delaware's premier local lender. We originate, process, underwrite and close your loan locally. In many cases we even service your loan. That means you can make your mortgage payment right here in Wilmington! We have real people to help you face-to-face with any decisions about what financing is right for you. Our rates are competitive and straight forward. We've been in the home loan business in Delaware for going on 70 years and that's because we make good loans to good borrowers at a fair price. And we provide each borrower with great, local hands-on service. Why be treated like a number by some nameless, faceless drone on a phone? Come talk to us. Local lending in Delaware!

Mortgage Rates Our Delaware, Maryland and Pennsylvania mortgage rates are posted throughout the day. We currently post conventional, FHA, VA and DSHA rates

Pre-Qualify for Mortgage in Delaware, Maryland or Pennsylvania. It's free and there is no obligation. You will be given the results in about 30 seconds.

Mortgage Questions Have mortgage questions? Feel free to call or email us your questions any time day or night!

Online Mortgage Application Apply for your mortgage loan from the comfort of your own home.

Mortgage Glossary Have a look at Gilpin's Mortgage Dictionary where you can find the meaning of many mortgage related terms.

Mortgage Calculator Need a rough idea of costs? Use our free calculators to help you get a grasp on the numbers

Mortgage Flow Chart How does this mortgage process work anyway? Here is a flow chart which explains the process

Choosing a Lender The process of choosing a lender can sometimes be confusing. With our experience we can help!

Credit Scoring A quick & easy guide to what you should know about your credit report and factors which affect your credit score

Mortgage Checklist We have compiled an excellent list of everything you need to apply for your mortgage.

E-Status If your mortgage is currently serviced by Gilpin Mortgage, you can access information regarding payment, payoff, tax and other information online.

Licensing and Disclaimer: Gilpin Mortgage is licensed to provide mortgage financing in Delaware, Pennsylvania and Maryland. Rates and programs are subject to change without prior notice. Mortgage approval is subject to satisfactory appraisal, survey, title, verifications of all information you have provided and compliance with Gilpin's underwriting guidelines.

Smart Money Puppet
Recently Gilpin was involved in a unique program with Cab Calloway School of The Arts. The students were given an assignment to create a financial video. The results were fantastic.
You can view the videos here